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WealthShield is a retirement planning concept designed to help you protect what you’ve worked so hard to build. It’s not a product—it’s a philosophy, a strategy, and a process. For most people approaching retirement, financial priorities begin to shift. The focus moves from accumulation to protection, from growth to income, and from long-term risk to near-term stability. That’s where WealthShield comes in.
WealthShield is built around the idea that your money deserves just as much protection as your health. And just like with healthcare, the financial tools and strategies that served you well during your working years may no longer be the right fit once you enter retirement. It’s not always about continuing to do what you’ve always done—it’s about transitioning wisely, with the right guidance and support.
Whether you’re retiring soon, already there, or preparing to enroll in Medicare, this may be the right time to also rethink how your financial strategy supports your goals. WealthShield helps you step into this next phase with more clarity, more control, and more confidence.
At its core, WealthShield is about helping you move from a growth-based mindset to a plan focused on preservation, income, and legacy. One of the most important areas we help address is Social Security optimization—a surprisingly complex decision that can have a major impact on your lifetime benefits. We’ll walk you through multiple filing scenarios based on your age, marital status, and income needs, helping you make a smart, strategic decision.
Beyond Social Security, WealthShield emphasizes what we call safe money management—balancing risk and reward so your income is protected without completely stepping away from growth. Many retirees find that what worked during their accumulation years—investments focused on aggressive growth—can create unnecessary stress in retirement. Instead, our approach focuses on aligning your assets with your retirement goals, lifestyle, and desired level of security.
This is also the time to plan for the de-accumulation phase—the period in life when you begin using your savings rather than adding to them. That means careful consideration of tax exposure, market risk, healthcare costs, and long-term sustainability. It also means creating a plan for consistent income that you can count on, no matter what’s happening in the markets.
Every step of the WealthShield concept is guided by experienced, licensed fiduciaries who review your full financial picture and ensure your plan is designed to serve your best interests. From coordinating income sources to managing tax efficiency, their job is to build a retirement plan that works with—not against—your future.
WealthShield starts with understanding your needs, then building a retirement game plan around them. Here’s how the process works:
Spend 10 minutes with a member of our team to share where you are in your retirement journey. This helps us determine if you're a good fit for the WealthShield process.
If you qualify, you’ll be matched with a licensed fiduciary—someone who’s legally bound to act in your best interest. They'll take a close look at your retirement accounts, Social Security timing, risk tolerance, income sources, and more.
Your fiduciary will work with you to build a retirement strategy that’s designed to protect your money, generate stable income, and address the financial questions that matter most in retirement.
WealthShield is a retirement planning philosophy focused on transitioning from saving and growing your money to protecting and using it wisely in retirement. It’s a strategic approach to financial stability during your retirement years.
WealthShield isn’t a product you buy—it’s a process and a mindset. It involves analysis, strategy, and guidance from fiduciaries who look at your full financial picture and help you make smarter decisions about your retirement income and asset preservation.
The call is a quick 10-minute conversation to better understand your situation and goals. If your needs and assets align with the WealthShield concept, you’ll be matched with a fiduciary who can guide you through the next steps.
In retirement, the focus shifts from growing wealth to creating reliable income and protecting assets. Using the same strategies from your working years can expose you to unnecessary risks and market fluctuations.
You’ll be matched with a licensed fiduciary who specializes in retirement planning. They’ll help you build a comprehensive plan based on your goals, portfolio, Social Security benefits, and income needs.
We provide Health and Wealth Solutions today so you can thrive tomorrow.
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